Canada (English)Disclaimer

Terms & Conditions

This page states the Terms and Conditions under which you, the website visitor ("You") may use this website, which is owned by Gallagher North America. Please read this page carefully. By using this website, You agree to be bound by all of the Terms and Conditions set forth below. If You do not accept these Terms and Conditions, please do not use this website. 


Use of Site Material and Trademarks
The contents of this website, such as text, graphics, images and other content (the "Site Material"), are protected by copyright under both United States and foreign laws. The names, marks and logos appearing included in the Site Material are, unless otherwise noted, trademarks owned by Gallagher North America and used under license. The use of these marks, except as provided in these Terms and Conditions, is prohibited. From time to time, Gallagher North America makes fair use in this website of trademarks owned and used by its competitors. Any such marks are clearly noted, and Gallagher North America makes no claim to ownership of those marks.  Unauthorized use of the Site Material violates copyright, trademark, and other laws. You agree to retain all copyright and other proprietary notices contained in the original Site Material on any copy You make of such material. You may not sell or modify our Site Material or reproduce, display, distribute, or otherwise use the Site Material in any way for any public or commercial purpose. 

Limitation of Liability
Although Gallagher North America strives for accuracy in all elements of the Site Material, it may contain inaccuracies or typographical errors. Gallagher makes no representations about the accuracy, reliability, completeness, or timeliness of the material on this website or about the results to be obtained from using the website. You use the website and its material at Your own risk.

Gallagher North America does not warrant that the website will operate error-free or that the website and its server are free of computer viruses or other harmful material.  If your use of the website or the site's material results in the need for servicing or replacing equipment or data, Gallagher North America shall not be responsible for those costs.   THIS WEBSITE AND ITS MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. GALLAGHER AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. GALLAGHER AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages
IN NO EVENT SHALL GALLAGHER, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE MATERIAL ON THIS WEBSITE OR SITES LINKED TO THIS WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT GALLAGHER IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links
This website contains links to websites owned by third parties. These links are provided solely as a convenience to You and are not an endorsement by Gallagher North America of the contents on those other sites. Gallagher North America is not responsible for the content of any linked sites and makes no representations regarding the content or accuracy of materials on such sites. If​ You decide to visit any third-party sites using links from this website, You do so AT YOUR OWN RISK.

Indemnity
By using this website, You agree to defend, indemnify, and hold harmless Gallagher North America, its officers, directors, employees and agents, from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that Gallagher North America may become obligated to pay arising or resulting from Your use of the Site Material or Your breach of these Terms and Conditions. Gallagher North America reserves the right to assume or participate, at Your expense, in the investigation, settlement and defense of any such action or claim.​

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